Atal Pension Yojana Scheme Chart

Understanding the Atal Pension Yojana Scheme Chart: A Step-by-Step Guide

The Atal Pension Yojana (APY) scheme is a pension scheme launched by the Government of India in 2015. The scheme is designed to provide a pension to people in the unorganized sector who do not have access to any formal pension scheme. The scheme offers a guaranteed pension to its subscribers, and the pension amount depends on the contribution made and the age of the subscriber at the time of joining. In this blog post, we will discuss the Atal Pension Yojana scheme chart, which is a step-by-step guide to help you understand how the scheme works.

Eligibility

The first step in the APY scheme chart is eligibility. To be eligible for the APY scheme, you must be an Indian citizen between the ages of 18 and 40. You must have a savings bank account, and the bank account should be linked to Aadhaar. If you meet these criteria, you can proceed to the next step.

Choosing the Pension Amount

The second step in the APY scheme chart is choosing the pension amount. The pension amount ranges from Rs. 1000 to Rs. 5000 per month, depending on the contribution made and the age of the subscriber at the time of joining. To calculate the contribution amount, the subscriber needs to choose the pension amount they want to receive and their age at the time of joining.

For example, if a subscriber wants to receive a pension of Rs. 3000 per month and is 30 years old at the time of joining, the contribution amount will be Rs. 577 per month.

Choosing the Contribution Frequency

The third step in the APY scheme chart is choosing the contribution frequency. The subscriber can choose to contribute on a monthly, quarterly, or half-yearly basis, depending on their convenience.

Atal Pension Yojana SCHEME Chart

Rs. 1000 per month

Below calculator provides the approx monthly payment you would have to make to get a Atal pension of Rs 1000 each month. Basically if you start early you will have to pay less monthly and if you start late you have to pay more.

Age of CustomerYears to investMonthly PaymentPension AmountReturn to nominee
18424210001.7 Lakh
194145.910001.7 Lakh
20405010001.7 Lakh
213954.710001.7 Lakh
22385910001.7 Lakh
233764.610001.7 Lakh
24367010001.7 Lakh
25357610001.7 Lakh
263482.510001.7 Lakh
273389.710001.7 Lakh
283297.610001.7 Lakh
2931107.210001.7 Lakh
303011610001.7 Lakh
312912710001.7 Lakh
322813910001.7 Lakh
332715210001.7 Lakh
342616610001.7 Lakh
352518110001.7 Lakh
362419810001.7 Lakh
372321810001.7 Lakh
382224010001.7 Lakh
392126510001.7 Lakh
402029110001.7 Lakh

Similar calculation can be done for amount 2000. You just need to multiply column 3, 4 & 5 by 2 and you will get the amount.

Rs. 2000 per Month

Atal Pension Yojana calculator to get Rs 2000 monthly pension

Age of CustomerYears to investMonthly PaymentPension AmountReturn to nominee
18428420003.4 Lakh
194191.820003.4 Lakh
204010020003.4 Lakh
2139109.420003.4 Lakh
223811820003.4 Lakh
2337129.220003.4 Lakh
243614020003.4 Lakh
253515220003.4 Lakh
263416520003.4 Lakh
2733179.420003.4 Lakh
2832195.220003.4 Lakh
2931214.420003.4 Lakh
303023220003.4 Lakh
312925420003.4 Lakh
322827820003.4 Lakh
332730420003.4 Lakh
342633220003.4 Lakh
352536220003.4 Lakh
362439620003.4 Lakh
372343620003.4 Lakh
382248020003.4 Lakh
392153020003.4 Lakh
402058220003.4 Lakh

Rs. 3000 per month

Atal pension yojana investment required to get Rs 3000 pension

Age of CustomerYears to investMonthly PaymentPension AmountReturn to nominee
184212630005.1 Lakh
1941137.730005.1 Lakh
204015030005.1 Lakh
2139164.130005.1 Lakh
223817730005.1 Lakh
2337193.830005.1 Lakh
243621030005.1 Lakh
253522830005.1 Lakh
2634247.530005.1 Lakh
2733269.130005.1 Lakh
2832292.830005.1 Lakh
2931321.630005.1 Lakh
303034830005.1 Lakh
312938130005.1 Lakh
322841730005.1 Lakh
332745630005.1 Lakh
342649830005.1 Lakh
352554330005.1 Lakh
362459430005.1 Lakh
372365430005.1 Lakh
382272030005.1 Lakh
392179530005.1 Lakh
402087330005.1 Lakh

Rs. 4000 per month

Atal pension yojana investment required to get Rs 4000 pension

Age of CustomerYears to investMonthly PaymentPension AmountReturn to nominee
184216840006.8 Lakh
1941183.640006.8 Lakh
204020040006.8 Lakh
2139218.840006.8 Lakh
223823640006.8 Lakh
2337258.440006.8 Lakh
243628040006.8 Lakh
253530440006.8 Lakh
263433040006.8 Lakh
2733358.840006.8 Lakh
2832390.440006.8 Lakh
2931428.840006.8 Lakh
303046440006.8 Lakh
312950840006.8 Lakh
322855640006.8 Lakh
332760840006.8 Lakh
342666440006.8 Lakh
352572440006.8 Lakh
362479240006.8 Lakh
372387240006.8 Lakh
382296040006.8 Lakh
3921106040006.8 Lakh
4020116440006.8 Lakh

Rs. 5000 per month

Atal pension yojana investment required to get Rs 5000 pension

Age of CustomerYears to investMonthly PaymentPension AmountReturn to nominee
184221050008.5 Lakh
1941229.550008.5 Lakh
204025050008.5 Lakh
2139273.550008.5 Lakh
223829550008.5 Lakh
233732350008.5 Lakh
243635050008.5 Lakh
253538050008.5 Lakh
2634412.550008.5 Lakh
2733448.550008.5 Lakh
283248850008.5 Lakh
293153650008.5 Lakh
303058050008.5 Lakh
312963550008.5 Lakh
322869550008.5 Lakh
332776050008.5 Lakh
342683050008.5 Lakh
352590550008.5 Lakh
362499050008.5 Lakh
3723109050008.5 Lakh
3822120050008.5 Lakh
3921132550008.5 Lakh
4020145550008.5 Lakh

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Conclusion

The Atal Pension Yojana scheme chart is a step-by-step guide to help you understand how the scheme works. The scheme is designed to provide financial security to people in the unorganized sector who do not have access to any formal pension scheme. The scheme offers a guaranteed pension to its subscribers, and the pension amount depends on the contribution made and the age of the subscriber at the time of joining. If you are between the ages of 18 and 40 and do not have access to any formal pension scheme, you should consider joining the Atal Pension Yojana scheme and secure your retirement.

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Nandeshwar Katenga

Nandeshwar Katenga is a dynamic figure in the digital world, combining a foundation in Computer Programming with a passion for Digital Marketing, Web/App development, Personal finance, and blogging. His diverse skill set creates a unique blend of expertise that sets him apart in the tech world.

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