Atal Pension Yojana Scheme in Details : Retirement planning is crucial for every individual, and having a pension plan is a great way to ensure financial security during the retirement years. However, many people in India still do not have access to a pension scheme. To address this issue, the Government of India launched the Atal Pension Yojana (APY) in 2015. In this blog post, we will discuss the features and benefits of the APY scheme and how it can help you secure your retirement.
The APY is a pension scheme launched by the Government of India in 2015. The scheme is aimed at providing a guaranteed pension to people in the unorganized sector who do not have access to any formal pension scheme. The scheme is administered by the Pension Fund Regulatory and Development Authority (PFRDA) and is available to all Indian citizens between the ages of 18 and 40.
To join the Atal Pension Yojana scheme, the subscriber needs to have a savings bank account, and the bank account should be linked to Aadhaar. The subscriber needs to fill up the APY registration form and submit it to their bank. The bank will then enroll the subscriber in the scheme and deduct the contribution amount from their account on a monthly basis.
The Atal Pension Yojana scheme is a great initiative by the Government of India to provide financial security to people in the unorganized sector. The scheme offers a guaranteed pension and is flexible in terms of contribution. Additionally, the scheme offers tax benefits and is portable. If you are between the ages of 18 and 40 and do not have access to any formal pension scheme, you should consider joining the Atal Pension Yojana scheme and secure your retirement.
This post was last modified on 13/04/2023 6:19 am
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