Results for "Aadhaar UCL"
Found 22 results across topics, replies.
Replies (18)
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DH
NPCI 2-Factor Authentication (2FA) merchant biometric login failed with Error 55
Since the new **NPCI 2-Factor Authentication (2FA)** merchant login rules came into effect, I frequently get: > **Error 55: Merchant Aadhaar Biometric Mismatch / Device Authentication Failed** Setup details: - Device: **Mantra MFS100** - OS: Windows 10 Due to this, my AePS terminal remains locked for the **entire day**. Has anyone found a permanent fix?
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SA
IIBF BC/BF Certification Exam preparation: Tips, syllabus, and passing cutoff
## IIBF BC/BF Exam Overview | Parameter | Detail | |-----------|--------| | Questions | 100 MCQs | | Marks | 100 | | Duration | 120 minutes | | Negative Marking | **None** | | Passing Cutoff | **40 / 100** | ## Key Modules - **Module A** — Indian Financial System & Role of BC/BF - **Module B** — KYC norms, PML Act, Aadhaar/PAN regulations - **Module C** — Banking products (PMJDY, Savings, Micro-insurance, Overdraft) - **Module D** — Government schemes (PMJJBY, PMSBY, APY, PM-Kisan) - **Module E** — Code of conduct, ethics, and cyber security basics > No negative marking makes this very forgiving — attempt every question.
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RA
Strict NPCI alert: Zero tolerance on split transactions (e.g. Rs 1010, 2020) and terminal blacklisting
**Split transactions** means processing multiple withdrawals in quick succession for the same customer to evade limits, maximize commission, or charge unauthorized convenience fees. ## Prohibited Patterns | Example | Why It's Flagged | |---------|-----------------| | Rs.1,000 + Rs.1,000 within 5 minutes for same customer | Splitting to evade per-transaction limit | | Withdrawing Rs.510, Rs.1,020, Rs.2,020 | Non-round amounts indicate hidden fee deduction | | Adding Rs.10–Rs.20 "convenience charge" to withdrawal | Unauthorized fee charging against NPCI rules | ### How NPCI Detects This NPCI's **automated AI monitoring** flags: - Non-round transaction amounts (ending in 10, 20, 50) - Multiple transactions for the same Aadhaar within a short window Detection triggers an **instant terminal freeze alert** to the acquiring bank.