How to Generate a Free UPI QR Code Online for Your Shop or Business

What Is a UPI QR Code and How Does It Work?

A UPI QR code is a scannable image that encodes your UPI Virtual Payment Address (VPA), merchant name, and an optional fixed amount using the NPCI-standardised upi://pay deep-link protocol. When a customer scans it using Google Pay, PhonePe, BHIM, Paytm, or any other UPI app, the payment screen opens automatically with your pre-filled payment details — eliminating manual entry errors and speeding up checkout.

Every UPI QR code contains at least three parameters: pa (payee address / UPI ID), pn (payee name), and optionally am (amount), tn (transaction note), and cu (currency — always INR). The NPCI mandates that all UPI-enabled apps must be able to interpret and process this standard URI format.

4 Easy Steps to Generate a Free UPI QR Code Online

1. Enter your UPI ID (VPA) — e.g. yourname@ybl, 9876543210@paytm, or shopname@okicici. You can find your UPI ID in any UPI app under your profile.
2. Add your merchant / payee name — this is the name displayed on the customer's payment confirmation screen.
3. Set an optional fixed amount — enter a specific amount (e.g. ₹250) to lock the transaction value, or leave blank for an open-amount QR.
4. Download or print — download a high-resolution PNG for counter standees, share via WhatsApp, or embed in invoices and menus.

Why Lock an Amount in Your UPI QR Code Generator?

A fixed-amount UPI QR code eliminates payment errors entirely. The customer does not type the amount — the app pre-fills it automatically from the QR. This is ideal for:

• Parking fees, canteen thali rates, and fixed-price menus
• Entrance tickets, admission fees, and event registrations
• Monthly subscription or membership fee collection
• Standardised product prices in kirana stores

BHIM UPI QR vs Standard QR Code — Key Differences

A BHIM UPI QR code only works with UPI apps (not debit or credit cards). It is free, instantly deployable, and requires no POS hardware. In contrast, a BharatQR code is interoperable with debit cards, credit cards, and UPI simultaneously, but requires merchant onboarding with a bank and a NPCI-registered acquirer. For small shops, street vendors, and freelancers, a BHIM UPI QR code is the simplest and fastest solution.

Downloading a Merchant Counter Standee

Our free UPI QR code generator tool lets you export a print-ready, high-resolution (3x) counter standee in multiple themes — Classic Retail, BHIM Bharat Pride, Midnight Pro, and Emerald Bank. These are designed to fit standard acrylic table-top holders available at any stationery shop. Simply print, laminate, and place at your billing counter to start accepting UPI payments instantly.

Security & Privacy

The entire QR generation process happens in your browser — no UPI IDs, bank details, or merchant names are ever transmitted to or stored on our servers. Your payment information remains completely private.